FedAdvantage Supplemental Disability
FedAdvantage Disability Insurance
FedAdvantage disability insurance is a specialized insurance program designed to provide income protection for federal employees in the United States in the event of a disability. It is a comprehensive disability insurance plan that offers financial security by replacing a portion of an employee’s income if they become unable to work due to a disability.
One of the notable features of FedAdvantage disability insurance is its coverage for both short-term and long-term disabilities. This means that employees are covered in case they experience a temporary disability that prevents them from working for a shorter period, as well as for a more extended duration if the disability becomes long-term.
This flexibility ensures that federal employees have a safety net to rely on during their recovery process, helping to alleviate the financial burden that may arise from an unexpected disability.
In addition to income replacement, FedAdvantage disability insurance also provides additional benefits such as rehabilitation support, vocational training, and assistance in returning to work. These resources aim to facilitate a smooth transition back to the workforce after a disability and help employees regain their independence.
With FedAdvantage disability insurance, federal employees can have greater peace of mind, knowing that they are financially protected in the event of a disability that prevents them from performing their job duties.
FedAdvantage Disability Highlights:
Guaranteed acceptance…. no medical questions or exams
Up to $15,000 per month…Tax-Free
Up to $180,000 per year
Benefits paid as early as 30 or 180 days
NEW! 24 hour own occupation coverage
Replaces 60% of your income
Benefits payable up to age 60
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Lock in guaranteed premiums for 20 and 30 years!
Average 20 year savings of $100,000 or more
Add lump sum coverage for Critical Illness and Chronic Care.
NEW!
FedAdvantage supplemental disability plans are not available to active duty military or U.S. Postal Service employees.